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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,242 | $110,379-73.5% | $102,412-71.4% | $145,884-80.0% |
| Participation rate | 58.3% | 77.9%-19.6pp | 74.5%-16.2pp | 80.3%-22.0pp |
| Annual return | 12.50% | 24.84%-12.3pp | 24.94%-12.4pp | 551.85%-539.3pp |
| Employer contribution / active EE | $1,969 | $4,216-53.3% | $3,870-49.1% | $4,662-57.8% |
| Participant deferral / active EE | $3,655 | $5,622-35.0% | $5,060-27.8% | $6,690-45.4% |
| Admin fee / account holder | $4,812 | $9,745-50.6% | $8,388-42.6% | $13,392-64.1% |