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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,584 | $111,830+84.7% | $93,696+120.5% | $145,884+41.6% |
| Participation rate | 91.7% | 74.2%+17.4pp | 68.7%+22.9pp | 80.3%+11.4pp |
| Annual return | 12.74% | 204.08%-191.3pp | 133.74%-121.0pp | 551.85%-539.1pp |
| Employer contribution / active EE | $5,616 | $3,093+81.6% | $2,422+131.9% | $4,662+20.5% |
| Participant deferral / active EE | $7,861 | $4,920+59.8% | $4,417+78.0% | $6,690+17.5% |
| Admin fee / account holder | $4,869 | $10,249-52.5% | $8,287-41.2% | $13,392-63.6% |