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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,896 | $55,423-13.6% | $155,602-69.2% | $74,400-35.6% |
| Participation rate | 35.2% | 61.9%-26.7pp | 78.2%-43.0pp | 67.2%-32.0pp |
| Annual return | 19.08% | 269.07%-250.0pp | 64.81%-45.7pp | 1367.51%-1348.4pp |
| Employer contribution / active EE | $443 | $2,266-80.5% | $4,675-90.5% | $2,624-83.1% |
| Participant deferral / active EE | $1,091 | $2,835-61.5% | $5,629-80.6% | $4,348-74.9% |
| Admin fee / account holder | $797 | $1,744-54.3% | $15,923-95.0% | $1,944-59.0% |