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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,043 | $88,815+76.8% | $81,882+91.8% | $145,897+7.6% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 12.33% | 1033.75%-1021.4pp | 779.47%-767.1pp | 552.29%-540.0pp |
| Employer contribution / active EE | $8,035 | $3,086+160.4% | $2,916+175.6% | $4,663+72.3% |
| Participant deferral / active EE | $3,802 | $4,647-18.2% | $4,323-12.0% | $6,689-43.2% |
| Admin fee / account holder | $5,551 | $8,434-34.2% | $7,360-24.6% | $13,390-58.5% |