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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,043 | $88,710+77.0% | $81,783+92.0% | $145,959+7.6% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 12.33% | 1027.26%-1014.9pp | 775.05%-762.7pp | 561.95%-549.6pp |
| Employer contribution / active EE | $8,035 | $3,083+160.6% | $2,913+175.9% | $4,661+72.4% |
| Participant deferral / active EE | $3,802 | $4,645-18.1% | $4,320-12.0% | $6,689-43.2% |
| Admin fee / account holder | $5,551 | $8,407-34.0% | $7,380-24.8% | $13,398-58.6% |