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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,119 | $100,073-54.9% | $85,126-47.0% | $145,877-69.1% |
| Participation rate | 42.9% | 74.1%-31.2pp | 67.5%-24.7pp | 80.3%-37.4pp |
| Annual return | 10.24% | 84.11%-73.9pp | 66.63%-56.4pp | 551.28%-541.0pp |
| Employer contribution / active EE | $1,261 | $3,236-61.0% | $2,731-53.8% | $4,663-73.0% |
| Participant deferral / active EE | $2,714 | $5,294-48.7% | $4,523-40.0% | $6,691-59.4% |
| Admin fee / account holder | $6,498 | $7,261-10.5% | $6,160+5.5% | $13,402-51.5% |