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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $327,181 | $102,385+219.6% | $147,080+122.5% | $80,935+304.2% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 12.43% | 135.09%-122.7pp | 420.17%-407.7pp | 35.66%-23.2pp |
| Employer contribution / active EE | $17,798 | $3,717+378.8% | $4,933+260.8% | $2,757+545.6% |
| Participant deferral / active EE | $14,824 | $6,651+122.9% | $8,066+83.8% | $4,299+244.8% |
| Admin fee / account holder | $5,837 | $7,951-26.6% | $12,989-55.1% | $6,924-15.7% |