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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $327,181 | $102,429+219.4% | $147,096+122.4% | $80,925+304.3% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 12.43% | 135.02%-122.6pp | 419.75%-407.3pp | 35.65%-23.2pp |
| Employer contribution / active EE | $17,798 | $3,716+379.0% | $4,936+260.6% | $2,756+545.7% |
| Participant deferral / active EE | $14,824 | $6,649+123.0% | $8,071+83.7% | $4,299+244.8% |
| Admin fee / account holder | $5,837 | $7,957-26.6% | $13,005-55.1% | $6,940-15.9% |