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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,812 | $112,729+138.5% | $98,716+172.3% | $137,256+95.8% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 13.97% | 38.48%-24.5pp | 31.81%-17.8pp | 220.34%-206.4pp |
| Employer contribution / active EE | $13,277 | $2,725+387.2% | $2,279+482.7% | $4,156+219.5% |
| Participant deferral / active EE | $25,599 | $4,640+451.7% | $4,048+532.4% | $6,407+299.6% |
| Admin fee / account holder | $1,904 | $10,129-81.2% | $8,703-78.1% | $12,270-84.5% |