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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,685 | $68,880-9.0% | $120,580-48.0% | $80,959-22.6% |
| Participation rate | 20.7% | 61.7%-41.0pp | 72.0%-51.3pp | 67.7%-47.0pp |
| Annual return | 11.18% | 23.68%-12.5pp | 107.48%-96.3pp | 35.67%-24.5pp |
| Employer contribution / active EE | $625 | $2,066-69.7% | $3,469-82.0% | $2,757-77.3% |
| Participant deferral / active EE | $2,083 | $3,191-34.7% | $4,995-58.3% | $4,300-51.6% |
| Admin fee / account holder | $3,029 | $5,785-47.6% | $9,418-67.8% | $6,925-56.3% |