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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,147,519 | $180,749+534.9% | $160,784+613.7% | $137,256+736.0% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.0%+23.0pp | 80.0%+20.0pp |
| Annual return | 5.45% | 2234.46%-2229.0pp | 1803.92%-1798.5pp | 220.34%-214.9pp |
| Employer contribution / active EE | $14,611 | $4,155+251.6% | $3,733+291.4% | $4,156+251.6% |
| Participant deferral / active EE | $23,341 | $6,844+241.0% | $6,293+270.9% | $6,407+264.3% |
| Admin fee / account holder | $53,782 | $10,397+417.3% | $9,717+453.5% | $12,270+338.3% |