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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,762 | $126,661+11.1% | $113,397+24.1% | $138,895+1.3% |
| Participation rate | 80.0% | 79.4%+0.6pp | 76.5%+3.5pp | 79.9%+0.1pp |
| Annual return | 12.52% | 25.05%-12.5pp | 23.20%-10.7pp | 145.39%-132.9pp |
| Employer contribution / active EE | $0 | $3,456-100.0% | $2,977-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $1,341 | $5,693-76.4% | $5,076-73.6% | $6,396-79.0% |
| Admin fee / account holder | $2,175 | $14,549-85.1% | $11,957-81.8% | $12,562-82.7% |