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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,520 | $212,386+8.1% | $199,883+14.8% | $138,895+65.2% |
| Participation rate | 88.9% | 87.4%+1.5pp | 86.8%+2.1pp | 79.9%+9.0pp |
| Annual return | 12.73% | 47.75%-35.0pp | 43.81%-31.1pp | 145.39%-132.7pp |
| Employer contribution / active EE | $14,174 | $6,625+114.0% | $6,261+126.4% | $4,194+237.9% |
| Participant deferral / active EE | $9,970 | $9,617+3.7% | $9,138+9.1% | $6,396+55.9% |
| Admin fee / account holder | $3,320 | $18,233-81.8% | $17,268-80.8% | $12,562-73.6% |