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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,303 | $100,139-36.8% | $85,187-25.7% | $145,884-56.6% |
| Participation rate | 25.0% | 74.1%-49.1pp | 67.5%-42.5pp | 80.3%-55.3pp |
| Annual return | 23.09% | 84.15%-61.1pp | 66.67%-43.6pp | 551.85%-528.8pp |
| Employer contribution / active EE | $8,302 | $3,238+156.4% | $2,732+203.8% | $4,662+78.1% |
| Participant deferral / active EE | $27,315 | $5,296+415.8% | $4,525+503.7% | $6,690+308.3% |
| Admin fee / account holder | $141,151 | $7,262+1843.7% | $6,162+2190.7% | $13,392+954.0% |