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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,303 | $100,073-36.7% | $85,126-25.6% | $145,877-56.6% |
| Participation rate | 25.0% | 74.1%-49.1pp | 67.5%-42.5pp | 80.3%-55.3pp |
| Annual return | 23.09% | 84.11%-61.0pp | 66.63%-43.5pp | 551.28%-528.2pp |
| Employer contribution / active EE | $8,302 | $3,236+156.5% | $2,731+203.9% | $4,663+78.0% |
| Participant deferral / active EE | $27,315 | $5,294+415.9% | $4,523+503.9% | $6,691+308.3% |
| Admin fee / account holder | $141,151 | $7,261+1843.9% | $6,160+2191.3% | $13,402+953.2% |