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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,123 | $87,106-37.9% | $105,607-48.8% | $80,935-33.1% |
| Participation rate | 97.7% | 70.4%+27.3pp | 75.3%+22.5pp | 67.7%+30.1pp |
| Annual return | 9.27% | 17.01%-7.7pp | 116.11%-106.8pp | 35.66%-26.4pp |
| Employer contribution / active EE | $7,004 | $2,396+192.3% | $3,167+121.2% | $2,757+154.1% |
| Participant deferral / active EE | $3,380 | $3,986-15.2% | $5,011-32.6% | $4,299-21.4% |
| Admin fee / account holder | $1,334 | $8,447-84.2% | $10,958-87.8% | $6,924-80.7% |