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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,123 | $87,060-37.8% | $105,591-48.7% | $80,911-33.1% |
| Participation rate | 97.7% | 70.4%+27.3pp | 75.3%+22.4pp | 67.6%+30.1pp |
| Annual return | 9.27% | 17.05%-7.8pp | 116.43%-107.2pp | 35.63%-26.4pp |
| Employer contribution / active EE | $7,004 | $2,396+192.3% | $3,166+121.2% | $2,756+154.2% |
| Participant deferral / active EE | $3,380 | $3,986-15.2% | $5,008-32.5% | $4,297-21.3% |
| Admin fee / account holder | $1,334 | $8,442-84.2% | $11,024-87.9% | $6,935-80.8% |