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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,436 | $201,372-56.1% | $184,260-52.0% | $145,884-39.4% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 15.45% | 29.04%-13.6pp | 28.84%-13.4pp | 551.85%-536.4pp |
| Employer contribution / active EE | $8,170 | $7,024+16.3% | $6,427+27.1% | $4,662+75.2% |
| Participant deferral / active EE | $6,826 | $9,808-30.4% | $9,133-25.3% | $6,690+2.0% |
| Admin fee / account holder | $1,661 | $16,362-89.8% | $13,898-88.0% | $13,392-87.6% |