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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $482,445 | $225,673+113.8% | $203,872+136.6% | $155,188+210.9% |
| Participation rate | 95.2% | 80.3%+14.9pp | 77.8%+17.4pp | 80.8%+14.4pp |
| Annual return | 15.21% | 95.91%-80.7pp | 85.11%-69.9pp | 148.84%-133.6pp |
| Employer contribution / active EE | $1,807 | $4,099-55.9% | $3,757-51.9% | $4,248-57.5% |
| Participant deferral / active EE | $13,778 | $6,893+99.9% | $6,388+115.7% | $6,531+111.0% |
| Admin fee / account holder | $20,516 | $12,327+66.4% | $11,730+74.9% | $14,480+41.7% |