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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,360 | $160,028-69.2% | $147,080-66.4% | $145,884-66.2% |
| Participation rate | 77.8% | 84.0%-6.2pp | 82.2%-4.4pp | 80.3%-2.5pp |
| Annual return | 16.20% | 98.60%-82.4pp | 420.17%-404.0pp | 551.85%-535.7pp |
| Employer contribution / active EE | $4,199 | $5,286-20.6% | $4,933-14.9% | $4,662-9.9% |
| Participant deferral / active EE | $5,486 | $8,422-34.9% | $8,066-32.0% | $6,690-18.0% |
| Admin fee / account holder | $335 | $15,030-97.8% | $12,989-97.4% | $13,392-97.5% |