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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,512 | $124,980-13.2% | $108,359+0.1% | $154,746-29.9% |
| Participation rate | 28.6% | 75.2%-46.6pp | 70.1%-41.6pp | 80.7%-52.1pp |
| Annual return | 13.68% | 45.00%-31.3pp | 36.89%-23.2pp | 172.34%-158.7pp |
| Employer contribution / active EE | $942 | $2,851-67.0% | $2,399-60.8% | $4,379-78.5% |
| Participant deferral / active EE | $5,035 | $4,743+6.2% | $4,137+21.7% | $6,730-25.2% |
| Admin fee / account holder | $13,293 | $11,502+15.6% | $9,741+36.5% | $14,365-7.5% |