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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,692 | $75,541-72.6% | $152,093-86.4% | $82,637-75.0% |
| Participation rate | 100.0% | 66.5%+33.5pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 11.91% | 32.56%-20.6pp | 66.36%-54.4pp | 53.51%-41.6pp |
| Employer contribution / active EE | $2,925 | $2,622+11.5% | $4,175-29.9% | $2,552+14.6% |
| Participant deferral / active EE | $1,674 | $3,206-47.8% | $5,451-69.3% | $4,126-59.4% |
| Admin fee / account holder | $408 | $6,405-93.6% | $14,497-97.2% | $7,339-94.4% |