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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,692 | $77,814-73.4% | $158,223-86.9% | $86,983-76.2% |
| Participation rate | 100.0% | 68.4%+31.6pp | 79.2%+20.8pp | 69.5%+30.5pp |
| Annual return | 11.91% | 30.54%-18.6pp | 52.09%-40.2pp | 25.83%-13.9pp |
| Employer contribution / active EE | $2,925 | $2,592+12.8% | $4,109-28.8% | $2,584+13.2% |
| Participant deferral / active EE | $1,674 | $3,270-48.8% | $5,467-69.4% | $4,194-60.1% |
| Admin fee / account holder | $408 | $5,879-93.1% | $16,047-97.5% | $7,856-94.8% |