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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,910 | $181,062-75.7% | $158,223-72.2% | $155,188-71.7% |
| Participation rate | 66.7% | 82.7%-16.0pp | 79.2%-12.5pp | 80.8%-14.1pp |
| Annual return | 15.86% | 57.39%-41.5pp | 52.09%-36.2pp | 148.84%-133.0pp |
| Employer contribution / active EE | $2,115 | $4,565-53.7% | $4,109-48.5% | $4,248-50.2% |
| Participant deferral / active EE | $4,890 | $6,134-20.3% | $5,467-10.6% | $6,531-25.1% |
| Admin fee / account holder | $2,523 | $18,825-86.6% | $16,047-84.3% | $14,480-82.6% |