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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,910 | $174,379-74.8% | $152,093-71.1% | $138,895-68.4% |
| Participation rate | 66.7% | 81.6%-15.0pp | 77.8%-11.1pp | 79.9%-13.3pp |
| Annual return | 15.86% | 74.86%-59.0pp | 66.36%-50.5pp | 145.39%-129.5pp |
| Employer contribution / active EE | $2,115 | $4,652-54.5% | $4,175-49.3% | $4,194-49.6% |
| Participant deferral / active EE | $4,890 | $6,159-20.6% | $5,451-10.3% | $6,396-23.6% |
| Admin fee / account holder | $2,523 | $16,880-85.1% | $14,497-82.6% | $12,562-79.9% |