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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $466,683 | $108,882+328.6% | $96,754+382.3% | $154,746+201.6% |
| Participation rate | 0.0% | 75.1%-75.1pp | 70.3%-70.3pp | 80.7%-80.7pp |
| Annual return | 14.04% | 98.39%-84.4pp | 82.04%-68.0pp | 172.34%-158.3pp |
| Employer contribution / active EE | $1,108 | $3,018-63.3% | $2,679-58.7% | $4,379-74.7% |
| Participant deferral / active EE | $4,212 | $5,323-20.9% | $4,758-11.5% | $6,730-37.4% |
| Admin fee / account holder | $2,450 | $10,200-76.0% | $8,905-72.5% | $14,365-82.9% |