Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,480 | $65,246-15.0% | $98,716-43.8% | $67,986-18.4% |
| Participation rate | 40.3% | 51.4%-11.1pp | 69.3%-29.0pp | 57.2%-16.9pp |
| Annual return | 12.83% | 20.58%-7.8pp | 31.81%-19.0pp | 31.67%-18.8pp |
| Employer contribution / active EE | $0 | $1,042-100.0% | $2,279-100.0% | $2,019-100.0% |
| Participant deferral / active EE | $3,166 | $2,594+22.1% | $4,048-21.8% | $3,358-5.7% |
| Admin fee / account holder | $6,902 | $4,561+51.3% | $8,703-20.7% | $3,203+115.5% |