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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $676,874 | $162,136+317.5% | $152,301+344.4% | $154,746+337.4% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 10.36% | 91.02%-80.7pp | 80.50%-70.1pp | 172.34%-162.0pp |
| Employer contribution / active EE | $13,714 | $4,890+180.4% | $4,624+196.5% | $4,379+213.2% |
| Participant deferral / active EE | $16,290 | $8,341+95.3% | $8,004+103.5% | $6,730+142.0% |
| Admin fee / account holder | $3,113 | $15,759-80.2% | $14,398-78.4% | $14,365-78.3% |