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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $676,874 | $154,228+338.9% | $145,433+365.4% | $137,256+393.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 10.36% | 74.59%-64.2pp | 66.58%-56.2pp | 220.34%-210.0pp |
| Employer contribution / active EE | $13,714 | $4,804+185.5% | $4,554+201.1% | $4,156+230.0% |
| Participant deferral / active EE | $16,290 | $8,216+98.3% | $7,897+106.3% | $6,407+154.3% |
| Admin fee / account holder | $3,113 | $14,344-78.3% | $13,129-76.3% | $12,270-74.6% |