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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,884 | $76,407-54.3% | $150,298-76.8% | $82,448-57.7% |
| Participation rate | 35.7% | 66.4%-30.7pp | 77.8%-42.0pp | 68.1%-32.4pp |
| Annual return | 18.64% | 39.99%-21.4pp | 62.79%-44.1pp | 41.64%-23.0pp |
| Employer contribution / active EE | $1,008 | $2,614-61.4% | $4,154-75.7% | $2,551-60.5% |
| Participant deferral / active EE | $3,899 | $3,214+21.3% | $5,453-28.5% | $4,139-5.8% |
| Admin fee / account holder | $18,942 | $6,352+198.2% | $14,116+34.2% | $7,234+161.8% |