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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,960 | $110,410+49.4% | $102,437+61.0% | $145,897+13.1% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 12.72% | 24.85%-12.1pp | 24.95%-12.2pp | 552.29%-539.6pp |
| Employer contribution / active EE | $8,821 | $4,217+109.2% | $3,871+127.9% | $4,663+89.2% |
| Participant deferral / active EE | $786 | $5,622-86.0% | $5,060-84.5% | $6,689-88.3% |
| Admin fee / account holder | $3,978 | $9,745-59.2% | $8,388-52.6% | $13,390-70.3% |