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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,400 | $160,028+47.7% | $147,080+60.7% | $145,884+62.0% |
| Participation rate | 90.0% | 84.0%+6.0pp | 82.2%+7.8pp | 80.3%+9.7pp |
| Annual return | 16.77% | 98.60%-81.8pp | 420.17%-403.4pp | 551.85%-535.1pp |
| Employer contribution / active EE | $2,102 | $5,286-60.2% | $4,933-57.4% | $4,662-54.9% |
| Participant deferral / active EE | $7,101 | $8,422-15.7% | $8,066-12.0% | $6,690+6.1% |
| Admin fee / account holder | $6,490 | $15,030-56.8% | $12,989-50.0% | $13,392-51.5% |