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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $354,428 | $184,014+92.6% | $161,149+119.9% | $138,895+155.2% |
| Participation rate | 100.0% | 82.1%+17.9pp | 78.8%+21.2pp | 79.9%+20.1pp |
| Annual return | 32.81% | 21.52%+11.3pp | 21.16%+11.7pp | 145.39%-112.6pp |
| Employer contribution / active EE | $9,013 | $5,055+78.3% | $4,360+106.7% | $4,194+114.9% |
| Participant deferral / active EE | $15,500 | $6,909+124.3% | $6,153+151.9% | $6,396+142.3% |
| Admin fee / account holder | $3,086 | $18,027-82.9% | $15,194-79.7% | $12,562-75.4% |