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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $468,140 | $172,111+172.0% | $150,298+211.5% | $137,256+241.1% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 19.62% | 69.37%-49.8pp | 62.79%-43.2pp | 220.34%-200.7pp |
| Employer contribution / active EE | $6,388 | $4,636+37.8% | $4,154+53.8% | $4,156+53.7% |
| Participant deferral / active EE | $6,153 | $6,166-0.2% | $5,453+12.8% | $6,407-4.0% |
| Admin fee / account holder | $1,655 | $16,471-90.0% | $14,116-88.3% | $12,270-86.5% |