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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,008 | $25,014+243.8% | $69,460+23.8% | $80,911+6.3% |
| Participation rate | 50.0% | 64.2%-14.2pp | 66.4%-16.4pp | 67.6%-17.6pp |
| Annual return | 12.24% | 19.08%-6.8pp | 100.80%-88.6pp | 35.63%-23.4pp |
| Employer contribution / active EE | $1,401 | $991+41.3% | $1,714-18.3% | $2,756-49.2% |
| Participant deferral / active EE | $3,237 | $1,839+76.0% | $2,890+12.0% | $4,297-24.7% |
| Admin fee / account holder | $30,743 | $2,491+1134.2% | $4,695+554.8% | $6,935+343.3% |