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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 13-3689044 | Recordkeeping | $24,348 |
Filed as: ALLIANT RETIREMENT CONSULTING Service code 27 · EIN 33-0785439 | Advisory (Plan) | $17,287 |
Filed as: TRANSAMERICA FINANCIAL LIFE INS CO Service code 15 · EIN 36-6071399 | Recordkeeping | $15,016 |
BACCHIONI & COMPANY CPAS, P.C.1+ years Filed as: BACCHIONI & COMPANY Service code 10 · EIN 83-3026242 | Accounting | $10,000 |
JMM CPA1+ years Service code 10 · EIN 47-2940358 | Accounting | $5,000 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,422 | $101,591-22.8% | $147,096-46.7% | $74,429+5.4% |
| Participation rate | 75.0% | 75.5%-0.5pp | 82.2%-7.2pp | 67.2%+7.8pp |
| Annual return | 16.45% | 8746.45%-8730.0pp | 419.75%-403.3pp | 1368.38%-1351.9pp |
| Employer contribution / active EE | $1,320 | $3,813-65.4% | $4,936-73.2% | $2,625-49.7% |
| Participant deferral / active EE | $6,744 | $7,302-7.6% | $8,071-16.4% | $4,348+55.1% |
| Admin fee / account holder | $592 | $1,750-66.2% | $13,005-95.4% | $1,944-69.5% |