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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,517 | $93,055-25.3% | $153,643-54.8% | $80,935-14.1% |
| Participation rate | 94.0% | 69.0%+25.0pp | 77.1%+16.9pp | 67.7%+26.3pp |
| Annual return | 7.39% | 19.97%-12.6pp | 15.71%-8.3pp | 35.66%-28.3pp |
| Employer contribution / active EE | $6,196 | $3,504+76.8% | $5,039+22.9% | $2,757+124.7% |
| Participant deferral / active EE | $2,036 | $5,172-60.6% | $6,754-69.9% | $4,299-52.7% |
| Admin fee / account holder | $1,290 | $8,881-85.5% | $12,739-89.9% | $6,924-81.4% |