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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,645 | $111,814+10.6% | $103,374+19.6% | $145,959-15.3% |
| Participation rate | 78.9% | 77.9%+1.0pp | 74.5%+4.4pp | 80.3%-1.3pp |
| Annual return | 13.27% | 24.77%-11.5pp | 24.89%-11.6pp | 561.95%-548.7pp |
| Employer contribution / active EE | $0 | $4,214-100.0% | $3,869-100.0% | $4,661-100.0% |
| Participant deferral / active EE | $9,176 | $5,618+63.3% | $5,058+81.4% | $6,689+37.2% |
| Admin fee / account holder | $969 | $9,754-90.1% | $8,394-88.5% | $13,398-92.8% |