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| Provider | Service type | Compensation |
|---|---|---|
Filed as: AMERICAN PORTFOLIOS ADVISORS I Service code 26 · EIN 11-3600438 | Advisory (Participants) | $31,682 |
ASCENSUS LLC7 years Service code 15 · EIN 11-3665754 | Recordkeeping | $17,096 |
ERP RETIREMENT SERVICES6 years Service code 17 · EIN 20-4100804 | Pension Consulting | $14,439 |
BLATT & DAUMAN LLP8 years Service code 10 · EIN 11-2778625 | Accounting | $5,000 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,289 | $101,672+16.3% | $147,117-19.6% | $74,478+58.8% |
| Participation rate | 85.5% | 75.5%+10.0pp | 82.2%+3.3pp | 67.2%+18.3pp |
| Annual return | 20.90% | 8757.83%-8736.9pp | 420.54%-399.6pp | 1370.56%-1349.7pp |
| Employer contribution / active EE | $2,081 | $3,813-45.4% | $4,932-57.8% | $2,626-20.7% |
| Participant deferral / active EE | $6,689 | $7,305-8.4% | $8,065-17.1% | $4,350+53.8% |
| Admin fee / account holder | $328 | $1,753-81.3% | $12,993-97.5% | $1,946-83.1% |