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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $351,554 | $183,627+91.5% | $155,602+125.9% | $145,978+140.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 20.62% | 61.32%-40.7pp | 64.81%-44.2pp | 550.52%-529.9pp |
| Employer contribution / active EE | $18,982 | $5,316+257.1% | $4,675+306.0% | $4,662+307.2% |
| Participant deferral / active EE | $16,691 | $6,466+158.1% | $5,629+196.5% | $6,690+149.5% |
| Admin fee / account holder | $2,818 | $19,327-85.4% | $15,923-82.3% | $13,400-79.0% |