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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,230 | $134,817-69.4% | $123,973-66.7% | $155,188-73.4% |
| Participation rate | 87.5% | 79.4%+8.1pp | 76.7%+10.8pp | 80.8%+6.7pp |
| Annual return | 8.01% | 515.49%-507.5pp | 388.13%-380.1pp | 148.84%-140.8pp |
| Employer contribution / active EE | $0 | $4,425-100.0% | $4,126-100.0% | $4,248-100.0% |
| Participant deferral / active EE | $1,906 | $5,706-66.6% | $5,247-63.7% | $6,531-70.8% |
| Admin fee / account holder | $22,563 | $13,245+70.3% | $11,799+91.2% | $14,480+55.8% |