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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,327 | $111,814-12.1% | $103,378-4.9% | $145,978-32.6% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 10.80% | 24.80%-14.0pp | 24.91%-14.1pp | 550.52%-539.7pp |
| Employer contribution / active EE | $6,429 | $4,215+52.5% | $3,870+66.1% | $4,662+37.9% |
| Participant deferral / active EE | $15,338 | $5,618+173.0% | $5,058+203.3% | $6,690+129.3% |
| Admin fee / account holder | $4,631 | $9,764-52.6% | $8,401-44.9% | $13,400-65.4% |