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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,991 | $108,882-69.7% | $96,754-65.9% | $154,746-78.7% |
| Participation rate | 100.0% | 75.1%+24.9pp | 70.3%+29.7pp | 80.7%+19.3pp |
| Annual return | 13.92% | 98.39%-84.5pp | 82.04%-68.1pp | 172.34%-158.4pp |
| Employer contribution / active EE | $3,613 | $3,018+19.7% | $2,679+34.9% | $4,379-17.5% |
| Participant deferral / active EE | $8,258 | $5,323+55.2% | $4,758+73.6% | $6,730+22.7% |
| Admin fee / account holder | $6,618 | $10,200-35.1% | $8,905-25.7% | $14,365-53.9% |