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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,181,975 | $156,398+655.7% | $147,318+702.3% | $138,895+751.0% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 14.68% | 78.75%-64.1pp | 70.43%-55.8pp | 145.39%-130.7pp |
| Employer contribution / active EE | $2,700 | $4,853-44.4% | $4,593-41.2% | $4,194-35.6% |
| Participant deferral / active EE | $26,417 | $8,237+220.7% | $7,906+234.1% | $6,396+313.0% |
| Admin fee / account holder | $3,697 | $14,976-75.3% | $13,708-73.0% | $12,562-70.6% |