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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $659,777 | $225,673+192.4% | $203,872+223.6% | $155,188+325.1% |
| Participation rate | 100.0% | 80.3%+19.7pp | 77.8%+22.2pp | 80.8%+19.2pp |
| Annual return | 16.69% | 95.91%-79.2pp | 85.11%-68.4pp | 148.84%-132.1pp |
| Employer contribution / active EE | $24,716 | $4,099+503.0% | $3,757+557.8% | $4,248+481.9% |
| Participant deferral / active EE | $20,663 | $6,893+199.8% | $6,388+223.5% | $6,531+216.4% |
| Admin fee / account holder | $3,069 | $12,327-75.1% | $11,730-73.8% | $14,480-78.8% |