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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,850 | $117,846+29.7% | $102,434+49.2% | $145,884+4.8% |
| Participation rate | 73.3% | 78.6%-5.3pp | 76.5%-3.2pp | 80.3%-7.0pp |
| Annual return | 14.77% | 31.90%-17.1pp | 29.46%-14.7pp | 551.85%-537.1pp |
| Employer contribution / active EE | $1,354 | $3,615-62.5% | $3,023-55.2% | $4,662-71.0% |
| Participant deferral / active EE | $5,620 | $5,733-2.0% | $5,055+11.2% | $6,690-16.0% |
| Admin fee / account holder | $8,310 | $13,356-37.8% | $9,462-12.2% | $13,392-37.9% |