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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $331,796 | $160,070+107.3% | $147,117+125.5% | $145,897+127.4% |
| Participation rate | 71.4% | 84.0%-12.6pp | 82.2%-10.8pp | 80.3%-8.9pp |
| Annual return | 13.46% | 98.69%-85.2pp | 420.54%-407.1pp | 552.29%-538.8pp |
| Employer contribution / active EE | $5,494 | $5,285+4.0% | $4,932+11.4% | $4,663+17.8% |
| Participant deferral / active EE | $10,997 | $8,419+30.6% | $8,065+36.4% | $6,689+64.4% |
| Admin fee / account holder | $188,555 | $15,035+1154.1% | $12,993+1351.2% | $13,390+1308.1% |