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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $331,796 | $160,040+107.3% | $147,096+125.6% | $145,877+127.4% |
| Participation rate | 71.4% | 84.0%-12.6pp | 82.2%-10.8pp | 80.3%-8.9pp |
| Annual return | 13.46% | 98.49%-85.0pp | 419.75%-406.3pp | 551.28%-537.8pp |
| Employer contribution / active EE | $5,494 | $5,289+3.9% | $4,936+11.3% | $4,663+17.8% |
| Participant deferral / active EE | $10,997 | $8,429+30.5% | $8,071+36.3% | $6,691+64.4% |
| Admin fee / account holder | $188,555 | $15,050+1152.9% | $13,005+1349.8% | $13,402+1306.9% |