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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,879 | $81,487-16.7% | $102,412-33.7% | $80,935-16.1% |
| Participation rate | 100.0% | 66.8%+33.2pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 14.44% | 25.60%-11.2pp | 24.94%-10.5pp | 35.66%-21.2pp |
| Employer contribution / active EE | $22,590 | $3,103+628.0% | $3,870+483.7% | $2,757+719.4% |
| Participant deferral / active EE | $2,082 | $3,871-46.2% | $5,060-58.9% | $4,299-51.6% |
| Admin fee / account holder | $570 | $6,717-91.5% | $8,388-93.2% | $6,924-91.8% |