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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,932 | $183,516+60.7% | $155,534+89.6% | $145,884+102.2% |
| Participation rate | 87.5% | 82.7%+4.8pp | 78.2%+9.3pp | 80.3%+7.2pp |
| Annual return | 12.92% | 61.43%-48.5pp | 64.92%-52.0pp | 551.85%-538.9pp |
| Employer contribution / active EE | $6,616 | $5,315+24.5% | $4,675+41.5% | $4,662+41.9% |
| Participant deferral / active EE | $3,813 | $6,467-41.0% | $5,630-32.3% | $6,690-43.0% |
| Admin fee / account holder | $2,471 | $19,293-87.2% | $15,900-84.5% | $13,392-81.6% |