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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,083 | $178,174-87.6% | $156,181-85.9% | $137,256-83.9% |
| Participation rate | 80.0% | 82.0%-2.0pp | 78.8%+1.2pp | 80.0%0pp |
| Annual return | 21.18% | 84.19%-63.0pp | 64.87%-43.7pp | 220.34%-199.2pp |
| Employer contribution / active EE | $1,473 | $4,972-70.4% | $4,294-65.7% | $4,156-64.6% |
| Participant deferral / active EE | $4,610 | $6,888-33.1% | $6,132-24.8% | $6,407-28.1% |
| Admin fee / account holder | $1,391 | $17,404-92.0% | $14,586-90.5% | $12,270-88.7% |