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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,978 | $177,595-23.4% | $148,496-8.4% | $198,609-31.5% |
| Participation rate | 0.0% | 79.3%-79.3pp | 76.0%-76.0pp | 82.4%-82.4pp |
| Annual return | 13.53% | 9.97%+3.6pp | 12.33%+1.2pp | 202.70%-189.2pp |
| Employer contribution / active EE | $0 | $4,098-100.0% | $3,497-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $12,115 | $5,539+118.7% | $4,808+152.0% | $6,977+73.7% |
| Admin fee / account holder | $29,994 | $27,010+11.0% | $19,547+53.4% | $19,030+57.6% |