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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,978 | $132,634+2.5% | $115,768+17.5% | $137,256-0.9% |
| Participation rate | 0.0% | 77.9%-77.9pp | 74.4%-74.4pp | 80.0%-80.0pp |
| Annual return | 13.53% | 160.70%-147.2pp | 100.46%-86.9pp | 220.34%-206.8pp |
| Employer contribution / active EE | $0 | $3,360-100.0% | $2,940-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $12,115 | $5,619+115.6% | $4,917+146.4% | $6,407+89.1% |
| Admin fee / account holder | $29,994 | $15,028+99.6% | $12,439+141.1% | $12,270+144.4% |