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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,978 | $139,948-2.8% | $121,663+11.8% | $154,746-12.1% |
| Participation rate | 0.0% | 78.0%-78.0pp | 74.5%-74.5pp | 80.7%-80.7pp |
| Annual return | 13.53% | 230.52%-217.0pp | 147.54%-134.0pp | 172.34%-158.8pp |
| Employer contribution / active EE | $0 | $3,521-100.0% | $3,020-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $12,115 | $5,629+115.2% | $4,887+147.9% | $6,730+80.0% |
| Admin fee / account holder | $29,994 | $17,321+73.2% | $14,289+109.9% | $14,365+108.8% |