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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,576 | $183,592+53.4% | $155,567+81.0% | $145,959+92.9% |
| Participation rate | 80.0% | 82.7%-2.7pp | 78.2%+1.8pp | 80.3%-0.3pp |
| Annual return | 13.82% | 61.24%-47.4pp | 64.74%-50.9pp | 561.95%-548.1pp |
| Employer contribution / active EE | $10,731 | $5,315+101.9% | $4,674+129.6% | $4,661+130.2% |
| Participant deferral / active EE | $6,100 | $6,464-5.6% | $5,628+8.4% | $6,689-8.8% |
| Admin fee / account holder | $2,022 | $19,318-89.5% | $15,916-87.3% | $13,398-84.9% |