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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $343,126 | $127,387+169.4% | $115,038+198.3% | $125,389+173.6% |
| Participation rate | 95.2% | 84.2%+11.1pp | 81.4%+13.9pp | 83.2%+12.0pp |
| Annual return | -3.49% | 31.28%-34.8pp | 26.14%-29.6pp | 282.24%-285.7pp |
| Employer contribution / active EE | $5,954 | $5,166+15.3% | $4,608+29.2% | $4,866+22.4% |
| Participant deferral / active EE | $3,355 | $6,423-47.8% | $6,026-44.3% | $5,352-37.3% |
| Admin fee / account holder | $9,562 | $9,516+0.5% | $8,175+17.0% | $9,541+0.2% |