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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,133 | $124,425-64.5% | $112,040-60.6% | $137,256-67.8% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 17.07% | 24.72%-7.6pp | 24.52%-7.4pp | 220.34%-203.3pp |
| Employer contribution / active EE | $2,496 | $3,411-26.8% | $2,954-15.5% | $4,156-39.9% |
| Participant deferral / active EE | $3,225 | $5,718-43.6% | $5,098-36.7% | $6,407-49.7% |
| Admin fee / account holder | $1,205 | $15,207-92.1% | $12,098-90.0% | $12,270-90.2% |