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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,614 | $111,878+118.6% | $93,727+161.0% | $145,897+67.7% |
| Participation rate | 27.3% | 74.2%-46.9pp | 68.7%-41.4pp | 80.3%-53.0pp |
| Annual return | 23.47% | 204.28%-180.8pp | 133.83%-110.4pp | 552.29%-528.8pp |
| Employer contribution / active EE | $884 | $3,092-71.4% | $2,421-63.5% | $4,663-81.0% |
| Participant deferral / active EE | $6,076 | $4,920+23.5% | $4,417+37.6% | $6,689-9.2% |
| Admin fee / account holder | $0 | $10,256-100.0% | $8,292-100.0% | $13,390-100.0% |