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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 43-1451524 | Advisory (Plan) | $38,750 |
Service code 37 · EIN 04-2647786 | Loan Processing | $22,866 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,279 | $91,760-18.0% | $156,181-51.8% | $67,986+10.7% |
| Participation rate | 65.3% | 65.0%+0.3pp | 78.8%-13.5pp | 57.2%+8.1pp |
| Annual return | 19.76% | 18.14%+1.6pp | 64.87%-45.1pp | 31.67%-11.9pp |
| Employer contribution / active EE | $3,256 | $2,419+34.6% | $4,294-24.2% | $2,019+61.3% |
| Participant deferral / active EE | $7,541 | $3,960+90.4% | $6,132+23.0% | $3,358+124.6% |
| Admin fee / account holder | $236 | $3,949-94.0% | $14,586-98.4% | $3,203-92.6% |