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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,121 | $81,476-58.1% | $102,383-66.7% | $80,925-57.8% |
| Participation rate | 79.7% | 66.8%+12.8pp | 74.5%+5.2pp | 67.7%+12.0pp |
| Annual return | 11.15% | 25.59%-14.4pp | 24.94%-13.8pp | 35.65%-24.5pp |
| Employer contribution / active EE | $0 | $3,105-100.0% | $3,870-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $5,947 | $3,871+53.6% | $5,060+17.5% | $4,299+38.4% |
| Admin fee / account holder | $9,203 | $6,717+37.0% | $8,391+9.7% | $6,940+32.6% |